Mortgage Loan Programs

Let Us Help You Find the Home Loan That’s Right for You.

Summit Bank & Trust’s experienced Mortgage Loan Officers are well versed in a variety of mortgage loan programs and their qualification requirements. During a consultation on the phone, online, or in person, our Mortgage Loan Officer will assess your needs and provide information about the various loan programs for which you may qualify including pros and cons, rate information, credit and debt requirements, and other important features of the loan. This consultation and education on various mortgage programs sets a good foundation for making informed decisions and getting the right loan for your investment.


Popular mortgage programs in South Denver include:


– Fixed-rate and adjustable-rate mortgages
– Programs for owner occupied properties, second homes, and investment properties
– Loans for condominiums, manufactured homes
– Loans with little or no down payment
– Loans for first-time homebuyers
– Loans for military veterans (VA Loans)
– Federal Housing Administration loans (FHA Loans)
– Programs that allow for down payment assistance or gift funds
– Jumbo mortgage loans
– Fannie Mae HomePath┬« financing with low down payment requirements and no mortgage insurance or appraisal required
– Fannie Mae and Freddie Mac HARP refinance programs for borrowers who owe more than their home is worth
– Construction and lot loans
– Equity loans


Contact your Summit Bank & Trust Mortgage Loan Officer today for specifics about various mortgage program guidelines and a free, no obligation mortgage consultation.